Money can be an onerous thing to think about, let alone manage. Most of us work hard, pay our bills, set money aside for our retirement and, if there’s anything left, save a little. We think we’re doing okay.
And we probably are. The thing is, most of us could be doing much better.
But, people being people, we don’t like to think about the things we really don’t want to. Not because we’re lazy or we’re burying our heads in the sand, but because life sometimes just gets in the way. And it can all seem a long way off. But ask any retiree. Not many of them will tell you they wished they’d left starting to save for retirement, later.
Infinity looks after our clients’ investments, so they can get on with doing the things they’re passionate about.
The issue isn’t a lack of thinking, but a lack of doing
Despite the 2018 Banking Royal Commission findings – which certainly didn’t paint large financial institutions in a very good light – most banks actually do an okay job at the thinking part.
Our issue with these institutions, and many Industry Super Funds, is not that they don’t think, but that they don’t do a lot with their clients’ investments. They practice a ‘set and forget’ approach guised as a ‘if it ain’t broke, don’t fix it’ mentality.
The problem with that is, your money could probably be performing better and earning you more with a proactive investment approach. Which means if you trust your investments to someone with a bit more spring in their step, your financial freedom could be walking your way much sooner than it is right now.
Imagine if you’d invested in Amazon 20 years ago
It pays to think and do. To test and learn. To move things around. Imagine if you invested $10,000 in Amazon in 1997? Your investment would be worth $14.1m today. You can be sure the guys in those large institutions didn’t have their eyes, or your money – on Amazon as it launched as a small start-up in founder Jeff Bezos’ garage.
At Infinity, the next Amazon is always in our sights. We’re always thinking about how we can help you live the life you want – by positioning you for the upside while protecting you on the downside.
Why this is relevant to you
If you’re in your 30’s and 40’s, now really is the time to start reaping rewards from small changes to the way your superannuation and insurance is structured. If you’re in your 50’s, you might be seeking a better return from your superannuation without taking on more risk. And if you’re nearing retirement, you want this next decade to really work for you.
We’ve got this.
Actively managing investments isn’t for everyone. That’s why Infinity is here – so we can help you get on with that life you see yourself living. We’ll do the thinking and what it takes to get you there.
That’s where we come in. Granted, actively managing investments is not for everyone. That’s why our clients come and see us, because they want help to live the life they want. They just need someone with the right thinking and doing to get there.